Fresh Start Hotline Privacy Statement:

Your privacy is important to Fresh Start Hotline (referred to as "we" or "us in this policy) and the purpose of
this policy is to tell you what personal information we collect about you, how we use it, whether we disclose it
to anybody else, how long we keep it, and how you can request access to your personal information or obtain more information about Fresh Start Hotline privacy policies.

Accountability:

We are responsible for the personal information under our control and we have designated a "PRIVACY RIGHTS PERSON" who is responsible for our compliance with this policy and with privacy legislation. If you wish to contact us at privacys@freshstarthotline.com, or you can do one of the following:

Personal Information: Personal information means any information about you except your name, business title, business address, business e-mail address, business telephone number or business facsimile number. It also does not include your home address and telephone number if these are published in a telephone or other directory.

What Personal Information we need to collect?

When you purchase products or services from us, or when you fill out a credit application form or if you participate in one of our surveys, contests, or promotions, or if you contact us ,we may collect some or all of the following personal information:

Provision of your Social Security Number is optional. However, you should be aware that most Credit Reporting Agencies use the Social Security Number as a unique identifier to ensure proper identification when conducting credit reviews and preparing credit reports. If you do not wish to provide your Social Insurance Number, our ability to obtain a timely and accurate credit report may be affected.

The Security of your Personal Information is Important to Us:

We use your personal information only for the purposes identified below and access to your personal information is limited to those employees of Fresh Start Hotline, who need to have access to it.

How do we use your Personal Information?

Your personal information may be used by us to provide products and services to you such as: to obtain a credit report for opening an account with us.  To provide you with updates and information regarding products and services that we have to offer and which we think will be of interest to you.

Sometimes we have to Share your Personal Information with Others:

We do not sell your personal information to third parties. We may share some or all of your personal information with third parties such as the providers of products or services relating to your marketing needs, credit reporting agencies, financial institutions or financing companies and to affiliated car dealerships. We may also disclose your personal information where we are required or permitted by law to do so.

How Long do we keep your Personal Information?

We retain your personal information as long as we believe that you are still in need of our services. If there are legal requirements relating to the period of time which we must retain your personal information, we comply with those requirements.