QUALIFY
 

     WHAT IT TAKES TO QUALIFY

The Fresh Start program is for people who are serious about rebuilding their credit and acquiring financing for the vehicle they need. We don’t care about your past credit problems, we look at where you are now and, more importantly, where you want to be. If you meet our minimum requirements and show us you are serious about making a Fresh Start with your credit, we will guarantee to give you financing! Below are some of the requirements we consider before authorizing guaranteed financing.

    
     REQUIREMENTS

1. You must be currently employed and earn regular income.  We can also accept Disability and Social Security Income statements. We usually prefer at least 3 months at your current job, but we do make exceptions for certain situations.
(The self-employed have different requirements).

2. You must prove your current income with a payroll check stub, W-2 or bank statement showing payroll deposits.

3. You must provide a utility bill in your name, or other proof of residence along with your correct and current mailing address.

4. You must have a current, valid drivers license and you must be able to obtain insurance.

5. You must provide at least 5 references of people you know who do not live with you. Family members are acceptable
for 2 of the references. Complete addresses and phone numbers are required.

6. You must provide a current telephone number at your residence or a cell phone.  

7. If you have a trade in, you will need to provide the title when you go to the dealer. If you do not have clear title, you will need to provide the appropriate loan agreements.

8. Most purchases through Fresh Start require a minimum down payment. This is typically a very small amount and trade in value of your vehicle will be considered.

9. If you are under Chapter 13 or other form of bankruptcy you may be required to provide a letter of approval from a trustee or administrator. We can assist you with any requests.
 

THAT’S IT! IT REALLY IS EASY AND WE’LL HELP YOU EVERY STEP OF
THE WAY!